Mortgages

April 21, 2025

Thinking of Selling and Buying? Here’s What You Need to Know About Financing Your Next Home

If you're a current homeowner considering a move—whether to upsize, downsize, or relocate—understanding your financing options is key to planning your next chapter with confidence.

Here’s what I want you to know:

You don’t always have to sell before you buy.
Depending on your financial picture, there may be …

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Posted in Mortgages
May 17, 2024

BREAKING THE 20% DOWN PAYMENT MYTH

For many potential homebuyers, the path to owning a home often seems blocked by a significant financial hurdle: the 20% down payment. This longstanding belief holds that one must have 20% of a home's purchase price saved up to qualify for a mortgage. While having this amount can indeed …

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Posted in Mortgages
Feb. 8, 2024

Why Pre-Approval Is Even More Important This Year

On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024.

What Pre-Approval Is

As part of the homebuying process, your lender will …

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Posted in Mortgages
Feb. 1, 2024

Are More Homeowners Selling as Mortgage Rates Come Down?

Are More Homeowners Selling as Mortgage Rates Come Down?

If you’re looking to buy a home, the recent downward trend in mortgage rates is good news because it helps with affordability. But there’s another way this benefits you – it may inspire more homeowners to put their houses up for …

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Posted in Mortgages
Feb. 1, 2024

2 of the Factors That Impact Mortgage Rates

2 of the Factors That Impact Mortgage Rates

 

If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why?

The answer …

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Posted in Mortgages
Jan. 22, 2024

2 Reasons Why Today’s Mortgage Rate Trend Is Good for Sellers

2 Reasons Why Today’s Mortgage Rate Trend Is Good for Sellers

If you’ve been holding off on selling your house to make a move because you felt mortgage rates were too high, their recent downward trend is exciting news for you. Mortgage rates have descended since last October when they …

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Posted in Mortgages
Jan. 18, 2024

Avoid These Common Mistakes After Applying for a Mortgage

Avoid These Common Mistakes After Applying for a Mortgage

If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to …

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Posted in Mortgages